winpieTaiwan-focused

Civil Servant PensionTW-specific

Taiwan's civil servants follow a different pension system from private-sector employees. This tool implements the 2018 reformed formula (退撫新制): monthly pension = average monthly salary × service years (max 35) × 2%.

Inputs

Monthly pension requires the 85 rule (age + years of service ≥ 85) or age 65.

Monthly salary = base salary + supervisory allowance + professional allowance, etc. (pre-tax cash amount).

Civil-servant step increases plus allowance adjustments are typically 1–3% per year.

Results
Monthly pension under the Civil Servant Retirement Act (退撫新制)
NT$73,123 / month
Average monthly salary NT$104,461 x creditable years 35 x 2%
Total years of service at retirement
40 years
Above the 35-year cap — credit capped at the limit.
Monthly salary at retirement (estimated)
NT$108,682
Replacement rate (monthly pension / final monthly salary)
67.3%

A higher replacement rate means more disposable retirement income. Post-reform payouts may be adjusted by statutory caps.

Based on the simplified formula under the Act Governing Civil Servants' Retirement, Discharge and Pensions (effective July 2018): creditable-years cap 35, monthly pension = average monthly salary x creditable years x 2%. This calculation excludes Public Service Insurance (公保) old-age benefits, the 18% preferential deposit, and post-reform tapering provisions. It also does not cover the new DC scheme applied to personnel hired after 2023. Actual amounts are determined by the Ministry of Examination.

Applies to civil servants who entered service before 2023-07-01. New entrants from 2023 onwards follow the defined-contribution (DC) system with 15% employer + 0–7.5% self-contribution. This tool does not cover DC, 18% preferential savings (舊制), or the Civil Servants Insurance old-age payment.

Refer to the Ministry of Civil Service for official figures.

Related tools

All tools →