Articles
Guides on Taiwan tax system, labor pension, housing, insurance, retirement planning, and investing basics. Tools tagged TW-specific focus on Taiwan regulations.
All 33 guides are now available in English. The Chinese version remains at /articles.
Annual tax filing SOP (8 steps)TW-specific
Complete guide for Taiwan's May income tax season
Overseas income tax (AMT) explainedTW-specific
100M / 750M / 20% thresholds and 4 scenarios
Labor pension system (勞保 + 勞退)TW-specific
Formulas, eligibility, self-contribution tax benefits
Post-retirement health insuranceTW-specific
NHI classes, supplementary premium, optimization
Dividend tax: combined vs separateTW-specific
Decision framework by marginal tax bracket
Dividend tax practical guideTW-specific
Quick table + 3 concrete scenarios
Standard vs itemized deductionTW-specific
Which saves more tax, with examples
First home 青安 2.0 loanTW-specific
10M, 40 years, 1.8% rate — complete breakdown
Mortgage: fixed vs floating rateTW-specific
Taiwan rate structure and choice logic
Prepay mortgage? Opportunity cost math
Investment return vs mortgage rate decision framework
Labor pension: claim early or late?TW-specific
±4% adjustment math and break-even age
Civil servant retirement systemTW-specific
Three generations of pension reform explained
Insurance planning fundamentalsTW-specific
Life, medical, accident, long-term care; Taiwan pitfalls
Investment-linked insurance pitfallsTW-specific
Why long-term accumulation loses to ETFs
Taiwan high-dividend ETF mythTW-specific
High yield ≠ high total return
From deposits to investingTW-specific
3-stage transition for bank-deposit heavy savers
How much emergency fund?
3 / 6 / 12 month decision framework
4% withdrawal rule origins
Trinity Study + Taiwan market adjustments
Trinity Study deep dive
Bengen 1994, 1998 follow-up, 2020 4.7% update
Coast FIRE explained
Threshold where you stop contributing
FIRE variants: Lean / Fat / Barista / Coast
Four types of financial independence
How much for retirement in TaiwanTW-specific
7-variable estimation with real numbers
Monte Carlo retirement simulation
From 'average' to 'probability'
Market crash: what to do
2008/2020/2022 review + 5 rules
ETF expense ratio explained
The long-term power of 0.1%
Funds vs ETFs
Fees, trading, long-term performance
Overseas broker vs sub-brokerageTW-specific
Cost, tax, estate risk comparison
What is asset allocation
Basic concept and categories
Age and stock/bond ratio
The '110 − age' rule explained
What is rebalancing
Concept and trigger methods
Inflation and allocation
How different asset classes behave under inflation
Asset classes overview
Stocks, bonds, REITs, cash characteristics
Dollar-cost averaging vs lump sum
Theory, psychology, Taiwan practical angle